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Understanding Net Income for my Budget (in the context of pre/post taxed contributions)
Understanding Net Income for my Budget (in the context of pre/post taxed contributions) TL;DR do I use my "net pay" (net-pay = gross - tax - retirement contributions) as my baseline for budget calculations or am I financially hobbling my present self by saving "too much"? I am going "back to basics" and recreating my budget in response to my first real large purchase (a "new" used car) to get better insight into my own 20/4/10 "ca...
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