24 and stuck financially

24 and stuck financially So, I’m not sure what to do or what the easiest & quickest way to get out of my situation would be: I currently owe $12,600 on my auto loan (23.25% for 5 years at $436 per month) but the vehicle is only worth about $5,000 I owe $2600 on an extremely high interest credit card My credit is hovering right around 640 and I have been completely unabl...

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