Idk what to do with 20k in savings

Idk what to do with 20k in savings I’m a 25M ICU nurse with $26k in savings. I make $40 an hour. Paid off my student loans. My rent is $600 a month. I don’t have any money owed on my car. I don’t pay health insurance because I’m on my parents plan. So I save about 60% of my paycheck. I contribute 6% Roth IRA and 6% 403B in retirement. I know I should look into a HYSA but I guess ...

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