Credit report empty car totaled

Credit report empty car totaled So I paid off my car 3 years ago, and have a few small credit cards. My credit score was up to 740 at least in May of this year. I noticed since then when attempting to use affirm that my $4500 limit suddenly went to 0, I had $300 out on it and was paying it off to put another balance on it. Just to find they will no longer extend me credit, res...

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