Parent doesn’t want to contribute to 401k with company match
Parent doesn't want to contribute to 401k with company match Parent who has 10 years left until retirement age has no 401k. Company just recently offered a safe harbor 401k plan where they match 100% of the first 3% of compensation she contributes and 50% of the next 2%. I'm telling her to contribute at least to get the company match, but she is scared having money in her 401k and withdrawal later in the ...