Is there a lower limit for how much I need to deflate my lifestyle? Can’t max retirement accounts.

Is there a lower limit for how much I need to deflate my lifestyle? Can't max retirement accounts. Before anyone yells at me for not making enough, I live in a LCOL area. My main job pays the median income for my city. It is considered very good for a new grad. I am a consistent underperformer and I always have been. I am doing my best but I have personal and professional deficits that I have not been able to overcome. I'm sorry. I'm trying m...

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