Need some advice – layoff chaos vs debt

Need some advice - layoff chaos vs debt Here's the situation: Married with 1 child, 2nd to be born in less than 5 days. Laid off from my job in biotech 4 days before a planned, paid parental leave. Only provided 4 weeks pay for severance, which will post-tax be around $9K. $3.5K in the bank, $28K in a 401K. No real assets beyond our mortgaged house and a paid off vehicle worth about $...

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