Need advice. POD and probate with bank

Need advice. POD and probate with bank My grandmother recently passed away, my brother and I were beneficiaries to her account. The bank stated that because her account exceeded 185,000 the account needed to go into probate before the money could be transferred to us? The more research I do says POD does not require probate. Should I contact a lawyer ? Have never dealt or done any of...

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