Looking To Grow My Money?

Looking To Grow My Money? 23, from NJ. Have a corporate gig in NYC, no 401k cause company doesn't match anything. Don't know if this is good or not from a Gen Z 23 y/o standpoint, but I Have around 37k saved with 23.5 in a Sofi HYSA at 4% currently, and about 15k in a regular checking account. + In the process of setting up a ROTH IRA (but debating it) Looking to see oth...

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