My son is a Junior (same first/middle/last Jr.) what are some steps I should take to make both our financial lives better in the future?

My son is a Junior (same first/middle/last Jr.) what are some steps I should take to make both our financial lives better in the future? So I've seen multiple instances and many people complaining that being a Junior is a pain in the neck financially and for credit. My son turns 10 soon so I have less than a decade from him dipping his toes into the world of credit and I want to take steps to protect our individual identities from each other. I've never changed my name to be a "...

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