Retirement planning advice with Pension
Retirement planning advice with Pension I work for Union Pacific so I don’t pay into Social Security. Instead I pay into Railroad Retirement https://www.rrb.gov It pretty much pays 3x SS and my Spouse Get 49% of what I earn. My company offers a 401k but 0 match. They also offer a Roth IRA with 0 match and a post 1986 IRA 0 match. We do have an employee stock purchase program where th...