Trying to figure out what to do with funds
Trying to figure out what to do with funds 32 yo, changed careers to a significantly lower paying job but with more benefits (gov job with pension). Sold my home for profit, trying to figure out what's the best way to use my funds. I already have a significant amount in a HYSA (~1 year worth of expenses) and additional funds in retirement accounts invested 100% in SPY. I'm not very good...