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Is it better to have no credit score at all or build credit to apply for mortgage?
Is it better to have no credit score at all or build credit to apply for mortgage? 30M I moved to the US from Europe earlier this year. Renting with stable monthly income (self employed). I have no debt. I want to apply for a mortgage in the upcoming 12-24 months. I have no credit score at all. Will a lender in the US want me to have one or prefer me having no debt history? And will I be able to establish a credit score of +75...
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