Mid 30s and finally pulled my head out of my ass

Mid 30s and finally pulled my head out of my ass Okay..at 35 I have a paid off vehicle. I have no rent bc I moved home to help 2 members of my close family (one has MS the other is 2 y/o). I’m currently a 1099 worker as I quit my position before so I could party instead, thankfully I’ve done out with that lifestyle completely. My credit reads a 660 but my debt of 3k was from 1 personal loan of...

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