Just got my homeowners insurance quote for next year and it is 3X!! What is going on

Just got my homeowners insurance quote for next year and it is 3X!! What is going on I dont live anywhere near a natural disaster zone. Nothing I can do about it, just goes up literally 3X this current year into next year when it starts 2025. I'm mainly annoyed and steamed, like wtffff...why is it so hard to get ahead in this world.
submitted by /u/doggyboy420

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