How bad off am I for retirement?
How bad off am I for retirement? I am 45 and have been bad with money and saving/investing but trying to right the ship. However I know I’m pretty screwed. Here are my stats- Income- $95k IRA- $14K; maxed out for 2024 401k- $42k; will be about $8-10k short of max for 2024 Savings- $60k in hysa I rent paying $1500, no other debts. Would like to get a house, but don’t see it hap...