Should my Roth IRA be invested in the same TDF as my 401k? Or should I invest it in a different TDF?

Should my Roth IRA be invested in the same TDF as my 401k? Or should I invest it in a different TDF? I’ve been doing some research and chatting with people on Reddit and IRL and I’ve decided it’s best for me to just stick with investing in TDFs for retirement. Right now my 401k through work (a profit sharing plan style 401k with a fixed contribution and the option to contribute more) is invested entirely into American Funds Target Date 2045, RF...

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