Pay off mortgage or invest extra cash?

Pay off mortgage or invest extra cash? 35M, 36F, 2 kids in elementary school. $55k in savings, $70k in RSUs, $580k in 401k, $60k in college fund. Household Income = $230k, cars paid off, no debt except mortgage. We owe $169k, house is worth $500k. The debt is at 2.19% with 12 years remaining. Should I pay this off? Kids are no longer in daycare so we have an extra $4-5k/month I need ...

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