If you were 31 years old with $20,000 worth of debt and bad credit and it won’t fall off your credit report until 4 more years from now, what would you do?
If you were 31 years old with $20,000 worth of debt and bad credit and it won’t fall off your credit report until 4 more years from now, what would you do? ...... I really want to turn my life around (money and credit wise) and be able to buy a house and get a car loan plus other things like investing and starting a business and going to school to study Finance but all those things require me to have low debt and good credit. I'm living paycheck to paycheck, no savings, car is getting me to A and B...