I was laid off at the end of September I have an inherited IRA?

I was laid off at the end of September I have an inherited IRA? I think my situation is unusual. I am 36 and I was just laid off of my remote job of 4 years due to offshore outsourcing. I was making 45k a year. I’m planning to get a job by January. My car is paid off My house is paid off value: 300k Credit card debt :11k (6k of it at 0%interest until Feb) Inherited annuity IRA: 75k My old job’s 401k: 10k...

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