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20 and broke. Need advice
20 and broke. Need advice Im broke. Thats it. Earlier today my card declined at the store for items that only cost 8 dollars all together. I was embarrassed but im decided to use my embarrassed as a wake up call to manage my money better. I'm already planning on things i can do to budget my finaces better but i do need advice on how to budget better to make sure this nev...
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