Need help understanding why one would do an annuity

Need help understanding why one would do an annuity So the other day a family member said I should pull the trigger and retire in a few years and setup an annuity. While I've followed the FIRE path for a long time and am well vested with 401k/IRA, etc., I knew very little of an annuity. So began my research. Now here am I wondering, why in the world would anyone actually do this? Is there a legit...

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