Combined contribution to Roth IRA, Roth 403b, and HSA is more than earned income

Combined contribution to Roth IRA, Roth 403b, and HSA is more than earned income Couldn't find an answer to this online, so thought I'd just ask. In 2024, maximum combined contribution to HSA ($4,150), Roth IRA ($7,000), and Roth 403B ($23,000) is $34,150. If "Jim" has earned income of $30,000, can he still max HSA / Roth IRA / Roth 403B with say, money in his saving's account? It's confusing because thought individually, "J...

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