How to start saving and should I?

How to start saving and should I? I just turned 24 and I currently have no savings, but have debt. I don’t want to go too hard on myself as a year ago my debt was much, much worse and I’ve probably paid off about 20k+ in debt so far this year. Here is where I am at: I currently have about 11k in cash, 3k in my main checking where all my rent and bills get paid out of, and 8k in ...

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