Converting Voya 401K to Schwab IRA or Roth IRA: Good or Bad Idea?

Converting Voya 401K to Schwab IRA or Roth IRA: Good or Bad Idea? I recently left my old FTE company. Now, I'm a 1099 (independent contractor) for another company. I've been thinking about closing/rolling over the Voya 401k account to Schwab, as that is where I also have my personal brokerage. Are there any downsides to doing this? First time being a contractor and in terms of salary, I do make enough now whe...

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