LPT: Never pay for shipping insurance as a buyer from an online store

LPT: Never pay for shipping insurance as a buyer from an online store Item got damaged in transit? File a chargeback with your credit card company stating the item you bought isn't as described. It's always the responsibility of the seller to insure the item a buyer buys arrives in the condition as it's sold. It's becoming more and more common for online stores to tack on a non-refundable 3-5% "shipping insurance...

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