Two credit scores vs. one

Two credit scores vs. one Hi, My credit score is 820. My wife’s credit score is 730. Her score is still being impacted from 3 late payment charges from June-August 2019 on a credit card. Besides that she has no other negative marks. When applying for a mortgage, should it just be me on the application or will having both of is be better? Not sure if this information is ...

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