Buying a new car and insurance.

Buying a new car and insurance. Me and my wife are considering buying a new car. And not it is not the first time we are buying one. It is the first time we are considering to buy one with a big down payment. For example we are looking to buy a $60k with a $20k to $30k down payment. In favor of paying off early. But where Im confused is if there is an accident and vehicle is t...

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