Employer no longer matches 401k. Do I still contribute, move my money to a ULI policy, or both?

Employer no longer matches 401k. Do I still contribute, move my money to a ULI policy, or both? This year I maxed out my 401k contributions despite my employer getting rid of the match. Now I’m wondering if there’s a better way to invest/distribute that money. A friend recommended diversifying with a universal life policy since I could borrow against it down the road, but I’m not sure whether a VUL or IUL would be a better option (if at al...

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