New 0% APR Card or Balance Transfer from Existing card

New 0% APR Card or Balance Transfer from Existing card Overall credit debt is at like 8k. Have 5 accounts, 2 fully paid off. One of the cards are offering me a balance transfer offer of 1.99% APR for a year, 4% transfer fee. Should I take this, or open a 0% APR card, and transfer it to the new card? Thank you so much.
submitted by /u/CaptainCoops02

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