Newbie ready to turn finances around

Newbie ready to turn finances around I've ran across the idea of wanting to become more financially independent. Me and my wife have a joint bank account, we both get our match in our 401k. We combined have 1.4k in credit card debt, We have a mortgage with about 141k left on it, 16k in student loans and 47k in financed cars. Trying to get out of this debt, has been rough (OBVIOUSLY...

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