Should I close the “bad” credit card I opened from my early 20s?
Should I close the “bad” credit card I opened from my early 20s? I (26F) made the terrible decision of opening a retail credit card when I was 21. After being haunted with the 26% APR for 5 years, I am officially debt-free and want to get rid of this stupid card once and for all. I don’t want to keep this card because I want to keep my credit portfolio as simple as possible, and redistribute my spending acros...