HDHP + HSA vs PPO Health Insurance? Planning for pregnancy

HDHP + HSA vs PPO Health Insurance? Planning for pregnancy Going through open enrollment now and am not sure which health insurance plan is best for me this upcoming year. Hoping to become pregnant sometime in 2025 and give birth in late 2025 or early 2026. Based on the numbers below, it seems like the HDHP + HSA plan is the most cost effective for both in network and out of network care - is HDHP + HSA...

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