TopHot
LPT: If you have a negative mark on your credit report from a company that’s no longer in business, dispute it. If they don’t respond within 28 days, it will be removed automatically.
LPT: If you have a negative mark on your credit report from a company that’s no longer in business, dispute it. If they don’t respond within 28 days, it will be removed automatically. I discovered this by accident about 10 years ago. I had made a couple of separate late payments to a utility company, but the company had incorrectly reported 5 simultaneous months of late payments to Experian (anything over 3 months of late payments is REALLY bad for your credit). The company had recently gone into administration so I was worr...
Category:
