What should a person in their early 30s have?(USA)

What should a person in their early 30s have?(USA) Hello reddit. What do you all think a early 30s year old(USA) should have? I am looking for answers along the lines of a 40 year old taking a retrospective look at their 30's and giving their younger sibling a big bro/sis lecture about things I should do. For example I was telling my younger friend recently about how they should really consider ...

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