Pay off student loan early, or keep it?

Pay off student loan early, or keep it? I have been going back and forth on paying off my private student loan early. As of today, the pay off will be $17,500. I consolidated two separate student loans that combined for an insane interest rate in January 2022 with SoFi on a 7 year repayment at 3.45%, so this will be just shy of paying off 4 years early. I largely want to do this for p...

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