Creditor put me onto basically DMP without agreeing or knowing!
Creditor put me onto basically DMP without agreeing or knowing! I owed £300 on a Zilch credit card from 2 years back and quite honestly completely forgot about it. I remembered a month ago and called them explaining and asked for advice. They said they could set a payment plan up, wouldn’t be bad for my credit as long as payment was given on time. I spoke to someone on Friday and agreed to £20 a month. I rec...