$45 in collections from closed insurance policy. Should I even bother?

$45 in collections from closed insurance policy. Should I even bother? I closed my home+auto policy with a stupid insurer. Long story short they did not provide proof of insurance to escrow. It also turned out they were double billing me on the policy, charging both my creditcard and escrow for the same bills, but applying the leftovers to the next terms bill without telling me. It caused me to spend something like...

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