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Pay 22K of House price to have option future rate cost or invest it?
Pay 22K of House price to have option future rate cost or invest it? I’m in the process of buying a house and need some advice on mortgage options. Option 1: A 3-year fixed rate at 3.8% with a chance to request a new rate calculation in the last 2 years at no penalty (if rates drop, fingers crossed!). However, I’ll need to use 22k from my savings. Option 2: A 10-year fixed rate at 4% with no need to dip into my ...
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