After a car accident I ended up getting a car loan what should I do, then my wife was laid off what should I do?

After a car accident I ended up getting a car loan what should I do, then my wife was laid off what should I do? I had my car completely paid off, I got in a car accident and my car was a total loss. I did the irresponsible thing and got myself the new car I wanted instead of replacing the car with a similar model. With the insurance payout. Now I owe 24k at 1.9% $560/m ( great for today's rates ) After that My wife was laid off. She has a month severance ...

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