Thinking of selling car and and getting a loan to pay off the negative equity and credit card balance. Need advice.

Thinking of selling car and and getting a loan to pay off the negative equity and credit card balance. Need advice. So I recently lost my job due to hurricane helene. I unfortunately can no longer afford the payments on my 2023 Camry. I also have 14,000 in credit card debt that I have been paying off before the storm. My pay off amount for the Camry is 29,681. I have an offer from carmax for 24,500. I was also approved for an 18,000 dollar loan at 12% interes...

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