Benefits of manual tracking and budgeting?

Benefits of manual tracking and budgeting? Back in the day I used to use a combination of MS Money/Quicken and spreadsheets to track debt, reconcile our bank account and plan for expenses. I used this method to become debt-free twice over a period of 10 or 15 years. We had a few things occur that caused us to fall into debt again. I have been using YNAB for several years now and it hasn’...

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