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Unum LTC policy or universal life policy with chronic illness and/or LTC rider?
Unum LTC policy or universal life policy with chronic illness and/or LTC rider? I’m a 59-year-old male. Single. No children. I own my own house (value $500k with about $200k of equity in it, but it increases about 10-15% per year). I had a previous John Hancock long-term care policy, which I had to stop paying, but have 33,000 in credit in that policy. Now, I am considering either an LTC policy, or a universal life policy w...
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