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Should I let insurance total my car or keep it?
Should I let insurance total my car or keep it? My car (2018 Mazda 3, 89K miles, paid off) was recently damaged in a hail storm (only cosmetic damage, the car still runs fine but has a lot of little dents throughout). Insurance wants to total it and give me $13,000 for it. The alternative would be for me to cancel the claim, keep the car (which still drives), and lose all value on it/take off...
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