Car broke down with 3 years left on the loan

Car broke down with 3 years left on the loan My fiancee's car had around 140k miles on it and the motor seized but she still owns 8k on the car loan. She is already seriously in debt by 20k and could not afford 2 car loans. She doesn't even think her insurance will give her anything since it wasn't in an accident, just broke down. I know it's unethical but would it be possible to stop paym...

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