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21 years old. Invest more in VOO or hold cash?
21 years old. Invest more in VOO or hold cash? I’m 21 years old with 30k saved. Right now I have 15k invested (7k in Roth IRA and 8k in taxable) all in VOO. I have 13k in SPAXX yielding 4.5% and the rest is a 2k emergency fund. I am a full time student but work all year and make around 20k. I also live at home and have barely any expenses ($100 a month or so). Question is should I buy more V...
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