Debt question related to 401k

Debt question related to 401k I’ve made financial mistakes. I only have 20k in a 401k that I don’t contribute to anymore from my old job. I am nearly 38. I have 15 k in credit card debt. I have a new 401k from my new job for the past year that I don’t have access to yet bc the broker says I have two accounts and the merge is taking time. I’ve been considering cashing out th...

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