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Should I pay off my $77k of student loans in full?
Should I pay off my $77k of student loans in full? I'm 31 and have $77,459 in student loans (one is private with a high interest rate and the federals ones range from 5-7%). I have 91k saved in a HYSA (4.5% APY) and $19k in my 401k. This would leave me with $13k in my HYSA, which does not feel like enough of a safety net, and I want to be judicious with my decision. Thanks in advance for the inp...
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