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My income is unusually low. Should I realize some long-term capital gains and pay 0% in taxes?
My income is unusually low. Should I realize some long-term capital gains and pay 0% in taxes? I’m doing an extensive bicycle tour around Oceania and my 2024 annual income will be unusually low—about $10,000 USD of earned income (my last month of work plus accrued overtime) alongside another $4,000 USD or so of dividends from a Vanguard brokerage account. Let’s round up and say it’s $15,000 USD for the year. I made the maximum Roth IRA co...
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