Is paying cash for a phone have any real financial benefit?

Is paying cash for a phone have any real financial benefit? So I grew up on Dave Ramsey and although I have matured enough to know he isn’t the end all be all with finances, I am still a big advocate of avoiding debt on stupid purchases that aren’t a necessity. That being said, I feel like the way phone plans are set up, it doesn’t seem that bad just to just do their payment plans as opposed to spending ...

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